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Digitalization transforming the ways that Canadians buy and sell goods and services

first_img Central banks are embracing the concept of digital currencies: survey Increasing digitization is affecting the way Canadians pay for the goods and services they buy and sell, according to a recent report of the digital economy from Statistics Canada.In the 12 months to June, 76% of total personal spending by Canadians aged 18 and older was done using digital payment methods, including debit and credit cards, preauthorized payments or online banking, states the report. Share this article and your comments with peers on social media Hackathon targets global payments system NFC - Near field communication mobile payment 123RF Facebook LinkedIn Twitter Report assesses opportunities for digital transformation in cross-border payments IE Staff Keywords Payments system Related news At the same time, cash or cheque were used for 21% of all personal spending, while other payment methods, such as reward points and gift cards, accounted for the remainder.On average, Canadians 65 years of age and older used cash for 30% of their total personal spending, while those aged 35 to 44 years used digital methods for 80% of all their spending.The survey is the government agency’s first to focus on Canadians’ use and purchases of digital products. It also collected information on the types of payment methods Canadians use for all their personal spending, as well as ways of making money through digital platforms.According to the report, more than one-quarter of Canadians make money through online platforms. In the 12 months to June, 28% of Canadians aged 18 and older reported making money through online platforms.Also readGig economy increasingly important to post-retirement clientsThe most common method of earning money was by selling new or used products through online services such as Kijiji, eBay and Etsy. Other ways of making money included providing online freelance services, posting creative content online, as well as offering ride sharing, delivery or accommodation services.last_img read more

Wirecard scandal claims head of BaFin

first_img The head of Germany’s financial regulator BaFin is being replaced after the regulator charged one of its own employees with insider trading in connection with the failed mobile payment firm Wirecard AG.The German finance ministry announced that it’s replacing the president of the Federal Financial Supervisory Authority (BaFin), Felix Hufeld, in the wake of the Wirecard accounting scandal. James Langton PwC alleges deleted emails, unusual transactions in Bridging Finance case In a release, the government said the scandal has “revealed that the German financial supervisory authority needs a reorganization in order to be able to fulfil its supervisory function more effectively.”The results of an investigation into the regulator’s handling of the Wirecard affair will be published in the coming week, the Ministry of Finance said. Following a meeting on Friday with Hufeld, they “came to the mutual decision” that the top personnel at the regulator should be changed, the ministry said.The move comes in the wake of the regulator announcing that an employee who worked in its securities supervision division allegedly sold structured products that included Wirecard shares on June 17, 2020, the day before the company publicly revealed it was missing €1.9 billion.BaFin said it uncovered a suspected case of insider trading in a special internal investigation. As a result, it filed a criminal complaint with prosecutors in Stuttgart against an unnamed employee.It also noted that the employee was immediately suspended and that it initiated disciplinary proceedings against them.Last October, BaFin introduced stricter compliance rules for personal trading by its staff, including prohibition on speculative trading. BFI investors plead for firm’s sale stock market iStockphoto Keywords Enforcement,  Insider trading Mouth mechanic turned market manipulator Share this article and your comments with peers on social media Related news Facebook LinkedIn Twitterlast_img read more

Some Public Sector Entities to be Merged

first_imgRelatedCabinet Signs Off on Measures to Advance IMF Negotiations RelatedPublic Servants Agree to Wage Restraint Some Public Sector Entities to be Merged Finance & Public ServiceApril 23, 2013 Advertisementscenter_img FacebookTwitterWhatsAppEmail A number of government departments and agencies will be merged this financial year to enable greater cost-efficiency and effectiveness in the public sector. This was disclosed by Finance and Planning Minister, Dr. the Hon. Peter Phillips, during his opening presentation in the 2013/14 Budget Debate in the House of Representatives on April 18. The Minister informed that plans are in place to merge the Betting Gaming and Lotteries Commission with the Jamaica Racing Commission. Also, the University Council of Jamaica will be joined with the Council of Community Colleges of Jamaica to form the Jamaica Tertiary Commission. As part of the public sector transformation, the Fiscal Services Limited will be merged with the Central Information Technology Office (CITO) to create a new technical office to drive E-government. Dr. Phillips also informed that the research facilities are being integrated to form the National Institute of Science and Technology. “All of this represents just one aspect of what is being pursued, and there are other agencies which are currently being reviewed with a view to reducing the cost and size of their operations,” the Finance Minister said. In the meantime, he informed that Cabinet has taken the decision to establish a Strategic Human Resource Management Unit to serve the entire government. The unit will provide policy direction across government and technical guidance to the human resource management departments. “The expectation is that the work of this unit will make way for a public sector, which is cohesive and performance-based,” Dr. Philips stated. Intrinsic to this effort, he noted, is the completion of an Employee Census System (E-Census), which will record the entire listing of public sector employees in order to compile an effective Human Resource Management System. The Finance Minister informed that in a further effort to reduce public sector costs, the government will be placing energy conservation and new Information and Communications Technology (ICT) systems within departments and agencies. By Athaliah Reynolds-Baker, JIS Reporter RelatedNHT’s Contribution Will Not Affect Its Operations – Finance Ministerlast_img read more

HPE to offer cut-price IoT deployment

first_img Chris joined the Mobile World Live team in November 2016 having previously worked at a number of UK media outlets including Trinity Mirror, The Press Association and UK telecoms publication Mobile News. After spending 10 years in journalism, he moved… Read more Home HPE to offer cut-price IoT deployment Hewlett Packard Enterprise (HPE) is to launch an IoT-specific MVNE, and associated product range, which it believes will drastically lower the cost of providing M2M connectivity for specialist MVNOs and largescale enterprises.Separately, the US firm announced an IoT partnership with Nokia to target users in the the smart city and industrial sectors. Joint products are set to be announced in early 2017.The companies are currently working on a proof-of-concept for smart cities, combining Nokia’s routing capabilities with HPE’s hybrid IT capabilities for joint project delivery models.  The IoT partnership extends existing collaboration between the two firms, which includes end-to-end deals with 25 enterprise and service provider customers, and more than 30 proof-of-concepts.On the subject of IoT-based MVNE, Chris Kozup, VP Marketing, HP Aruba, told Mobile World Live the outfit will reduce connectivity costs per device by around 80 per cent compared to standard tariffs currently on offer.“A standard data device will cost a carrier around $16 to provision and get it connected on the network,” Kozup said. “If you bring that into the IoT domain and look at those costs, it very quickly strips out the dynamics of what’s achievable. Our MVNE was developed to get that price-point down to a level much more in-line with the economics of a wide-area device offering.”These reductions come from HPE’s development of IoT-specific provisioning, configuration, administration and billing services – supported by operator coverage. The solution, Kozup states, will drive initiatives across the world with an initial focus on areas where smart city programmes are already reasonably advanced.The availability of the HPE MVNE was announced alongside a suite of products aimed at enterprises reluctant to ramp up adoption of IoT technology due to security or interoperability fears. Included in the range is an enhancement to its universal IoT platform, which allows devices using LoRa, Sigfox and new M2M low power protocols to work with each other, in addition to those using cellular, radio, Wi-Fi and Bluetooth.Securing the enterpriseAlongside addressing connectivity issues, HPE’s Aruba business unit has developed a range of IoT security systems primarily aimed at retail companies and higher education institutions.These services offer organisations the ability to identify, verify and audit all devices accessing the network. This, Kozup believes, will drive IoT adoption in these environments and ensure the integrity of network resources.“Most enterprises don’t know what’s connecting in their environment. They have no visibility and there’s no consistent audit,” he said. “We are offering peace of mind that everything is secured, especially in venues such as retail or educational facilities where there are a lot of transient people and devices.”HPE’s new connectivity range was officially unveiled earlier today at the vendor’s Discover event in London and will be made available to its enterprise customers later this year. Chris Donkin Tags Author Facebook taps HP for new CMO Previous ArticleIntel nabs ARM exec for IoT effort; unveils car unitNext ArticleTecno aims to be developing market leader by 2021 center_img Operators named for Qualcomm PC push HP Related Devices Qualcomm expands Always Connected PC operator list AddThis Sharing ButtonsShare to LinkedInLinkedInLinkedInShare to TwitterTwitterTwitterShare to FacebookFacebookFacebookShare to MoreAddThisMore 30 NOV 2016 last_img read more

Vodafone warns against Indian termination fee cut

first_img Jio profit soars on subscriber gains Previous ArticleSmartwatch leads Fitbit portfolio refreshNext ArticleAirtel Payments Bank reaches 2M card milestone Jio to acquire 800MHz spectrum from Airtel for $204M Tags Author Chris Donkin Reliance jioVittorio ColaoVodafone Group Chris joined the Mobile World Live team in November 2016 having previously worked at a number of UK media outlets including Trinity Mirror, The Press Association and UK telecoms publication Mobile News. After spending 10 years in journalism, he moved… Read more center_img Asia Vodafone Group CEO Vittorio Colao (pictured) warned cutting mobile termination fees in India would unfairly benefit Reliance Jio over operators which had made long-term investments to develop the country’s infrastructure.In a letter to India’s minister of communication Manoj Sinha, reported by Financial Times, Colao urged the government to resist pressure from Reliance Jio to cut the charges below the current level – which he said already stood below the cost of processing incoming calls.Market newcomer Reliance Jio frequently hit out at the policies of India’s largest operators Bharti Airtel, Vodafone and Idea Cellular over what the company perceives as unfair business practices. In recent months the company made a number of statements proposing the scrapping of termination charges within the country.Following an event hosted by regulator TRAI in July, news website Live Mint reported the newcomer outlined its case for eliminating the charge as – it said – the cost of connecting the calls was almost zero. It added eliminating the fee would allow operators to reduce consumer prices.At the same meeting, its rivals said reducing the fee would result in a decline in investment and instead proposed increasing the charge. HomeAsiaNews Vodafone warns against Indian termination fee cut AddThis Sharing ButtonsShare to LinkedInLinkedInLinkedInShare to TwitterTwitterTwitterShare to FacebookFacebookFacebookShare to MoreAddThisMore 29 AUG 2017 India research company bullish on operator ARPU Relatedlast_img read more

Caldo Verde

first_img Email Stay Connected with the Daily Roundup. Sign up for our newsletter and get the best of the Beacon delivered every day to your inbox. With the seasons changing here in Northwest Montana, fall is bringing colder weather and shorter days. This makes me hunger for comfort food more than any other time of the year. And when it comes to designing menus to satisfy this hunger, hearty soups and stews are some of my favorites. The recipe possibilities are endless, but one of my favorites, for both its simplicity and versatility, is caldo verde. Caldo verde, which translates to “green broth,” is a classic stew served in Spain and Portugal that combines kale, potatoes and sausage to create an amazing dish that is suitable for both lunch and dinner.To get started, you will need to gather the following ingredients:2 sweet onions, diced2 celery stalks, diced1 bunch green kale, ribs removed and rough chopped4 linguica or andouille sausage links, diced4 cloves garlic, minced4 medium russet potatoes, peeled and cut into one-inch cubes1 t. chili flakes10-15 threads saffron2 quarts chicken stockSalt and pepperOlive oilFirst, in a heavy bottom stockpot, heat two tablespoons olive oil over medium-high heat. Add the sausage and cook, stirring occasionally, for about three to four minutes until some color has developed and you have rendered some of the fat. Remove the sausage from your pan and set aside on paper towels.Next, add the onion, celery, kale and garlic to your pot, season with salt and pepper, and cook for eight to 10 minutes or until the vegetables have softened but with no color. At this point we add the potatoes, chili flakes, reserved sausage and saffron to the pot and stir to combine with the vegetables.Now, add the chicken stock, pre-season with salt and pepper and bring to a simmer. Slowly simmer the caldo verde until the potatoes are just tender and all of the amazing flavors have come together. Finally, adjust your seasoning one last time and serve with a delicious loaf of crusty bread. Enjoy!Josh Auerhammer is the chef/owner of the Culinary Design Studio in Bigforklast_img read more

County Moves Forward with Stormwater RSID

first_img Stay Connected with the Daily Roundup. Sign up for our newsletter and get the best of the Beacon delivered every day to your inbox. Email The Flathead County Commission gave its approval on July 21 for a rural special improvement district in Bigfork to help pay the cost of a new stormwater mitigation system, though the board made the boundary for the RSID smaller than originally anticipated.The Bigfork stormwater project has been ongoing for seven years, seeking to mitigate the sediment and pollution that drain into Flathead Lake and the Swan River, and the first few phases of the project have been completed on Grand Drive and the northern section of Electric Avenue.That includes a hydrodynamic separator on the south side of Lake Avenue, which removes sediments in stormwater runoff before passing into the larger system. This system also traps oil, which can be vacuumed out during maintenance.Stormwater runoff then enters the Jellyfish system – a filtration system with up to 20 arms. The Jellyfish, in conjunction with the hydrodynamic separator, is expected to treat nearly all of the yearly runoff.So far, these systems are working well. The post-construction report shows sediment making its way to the lake has decreased by 10 times the amount that was originally measure pre-construction, according to Sue Hanson, the former chairperson of the Bigfork Stormwater Advisory Committee.“The numbers are astounding, with how much we’re pulling out compared to the earlier testing,” Hanson said.The final two phases of the project run down the south end of Electric Avenue, down to the steel bridge and up to the intersection with Highways 209 and 35.Hanson said that despite $1.3 million in funding coming from various state and federal grants, it has always been the project’s intent to create an RSID to help pay for stormwater mitigation, including maintenance on the equipment.The advisory committee suggested using the Bigfork Water and Sewer District as the boundary for the RSID, Hanson said, and a survey showed that 52 percent of survey responders said they would support the additional cost.Within that boundary, there are about 3,148 parcel owners, Hanson said, meaning each one would be taxed an additional $34 per year over the 20 years of the RSID’s lifetime.However, Commissioner Gary Krueger said he didn’t feel comfortable applying a new tax within that boundary, and said he would prefer the watershed boundary drawn up in earlier proposals. That boundary contains about 583 parcels, and Krueger said he believes that’s where the bulk of the pollution comes from.“I tried to pick something that represented the area that was contributing to the pollution or contributing to the stormwater,” Krueger said in a recent interview.Many of the new subdivisions in the Bigfork Water and Sewer District are already following and paying for stormwater mitigation, Krueger said, and adding them to the new RSID would be akin to double dipping.“I had some issues with the boundary as it was presented and proposed a boundary of the drainage area,” Krueger said during the July 21 hearing. “I could support going forward with the boundary of the drainage area; I have trouble doing it with the other boundaries, the original boundaries.”Commissioner Pam Holmquist agreed, and Commissioner Cal Scott didn’t have any comment.But Hanson and other project supporters said that most of the pollutants come from people driving on the roads through Bigfork, and the way the watershed works shows that groundwater from beyond Krueger’s boundary contribute to the pollution as well.“The commissioners failed to grasp that the pollution doesn’t just come from that small drainage area; it comes from all the road traffic that comes downtown Bigfork,” Hanson said in an interview after the July 21 hearing.Using the drainage area boundary, the roughly 583 parcel owners would face about $200 per year in taxes. Parcel owners have 90 days to protest the RSID, and the commission could terminate it due to the protestations, which is what Hanson believes will happen, putting the remainder of the project in jeopardy.“Of course that (RSID) has no chance of passing,” Hanson said. “I wouldn’t support that, that isn’t right.”In an interview after the hearing, Holmquist said she didn’t believe the new, smaller boundary was an attempt on the commission’s part to kill the RSID, but that the approved boundary was fairer on the Bigfork taxpayers.“I think we just gave it a lot of thought,” Holmquist said. “It seemed fair to me that we charge those that are in the geographical area.”Holmquist also said she expected the stormwater advisory committee to be pleased that the RSID is even moving forward since it has been in limbo for about two years.“In my mind it was just time to see if the community really did want it,” she said.The RSID, which will have considerable administrative costs due to boundary mapping, distribution and management, will be paid for through a $100,000 grant from the state Department of Natural Resources and Conservation.last_img read more

Gardai investigating after body of man found overnight

first_imgGardai in Donegal are investigating after the body of a 37-year-old man was found in a drain overnight.The discovery was made at Cloghore on the main Ballyshannon to Beleek Road at around 11pm last night.His body remains at the scene which is being preserved for examination.Gardai say a post-mortem will determine the course of their investigation. Publicans in Republic watching closely as North reopens further By News Highland – February 23, 2020 RELATED ARTICLESMORE FROM AUTHOR Twitter Pinterest Loganair’s new Derry – Liverpool air service takes off from CODA WhatsApp Google+ Gardai investigating after body of man found overnight Twitter Google+center_img Pinterest Facebook Previous articleAnother Bronze for Donegal competitors at World Tug of War ChampionshipsNext articleThree attacked in Clon Daragh area of Derry, PSNI investigating News Highland Homepage BannerNews Important message for people attending LUH’s INR clinic Arranmore progress and potential flagged as population grows Nine til Noon Show – Listen back to Monday’s Programme WhatsApp Community Enhancement Programme open for applications Facebooklast_img read more

Container port throughput growth in Q3 the highest for almost seven years

first_imgSouth and Central American volumes grew 10% overall, led by double-digit growth across Mexico, while the key Brazilian gateway of Santos grew 6.6%. Growth was also seen at Rio Grande, Paranagua and Itajai.The developed western markets of North America and Europe also saw a strong recovery in volumes, buoyed by the continued strength of the US economy. North American ports saw a combined growth of 8.7%; North Europe by 4.7% and the Mediterranean and other South Europe regions by 8.2%.Growth at China’s ports, including Hong Kong, hit 9.3%, outpacing other ports in both North and South-east Asia, which grew 4.3% and 4.2% respectively.The strongest ports were container gateways, rather than transhipment hubs. The chief import receiving gateways of Los Angeles, New York and Rotterdam all saw double-digit increases, although growth was more muted at Antwerp and Hamburg, which saw increases of 5.8% and 1.2% respectively.And double-digit growth was also seen at a host of Chinese export gateways.The picture for transhipment hubs was far more mixed, however, as the effect of the new alliance structures made themselves felt. Singapore was up 9.9%; the 2M’s Malaysian transhipment hub of  Tanjung Pelepas 13% and even Hong Kong reversed a long-term decline to post 4.9% growth in volumes.In contrast, Malaysia’s Port Klang was down 15.1%, and Algeciras continued to feel the effects of nearby competition from Tangiers and Spanish competitors such as Las Palmas and Valencia to post a drop of 19.4% in volumes.As has become increasingly obvious, however, strong demand failed to propel freight rates as the industry-wide introduction of new capacity outpaced even the strong underlying volumes.“Despite the high-volume growth rate recorded in the third quarter, carriers have largely failed to capitalise on the improved demand conditions,” said Alphaliner.“Total effective capacity growth has outpaced the growth in demand, reaching 8.1% at the end of September this year, due to the combined effects of new ship deliveries and a reduction in the idle fleet.”It expected the increase in the global fleet to continue through to the end of the year, with the capacity increase reaching 9% by the end of last month. In the clearest sign yet that the lingering effects of the 2009 global financial crisis on the shipping industry have come to an end, global container port throughput figures surged in the third quarter of this year.According to Alphaliner’s quarterly port survey – which covers the 200 ports representing around 75% of global container handling – global throughput grew 7.7% year-on-year.This was the highest rate of growth since the beginning of 2011, which, in turn, had marked the end of a worldwide inventory restocking phase in the aftermath of the crash.The third quarter saw a continuation of the 7.4% and 5.8% gains seen in the first and second quarters, respectively, and growth was seen in every region, even Latin America and its previously moribund economic engine, Brazil. By Gavin van Marle 15/11/2017last_img read more

Watch: Naas Botha uncensored (Part 2)

first_img Tips and TricksThis simple trick prevents you from having to go to the toilet at nightTips and Tricks|SponsoredSponsoredUndo ‘ Posted in Springboks, Test Rugby, Top headlines, Videos Tagged 1981 Springboks, All Blacks, Naas Botha, Rugby World Cup, Springboks, video, Videos ‘ Food World MagazineMagnesium Deficiency Causes Heart Attacks! Eat These 15 FoodsFood World Magazine|SponsoredSponsoredUndo World Cup-winning Bok quartet in Eddie Jones’ all-time XVMaverick coach Eddie Jones has named his Test dream team made up of players he has worked with throughout his illustrious career.SA Rugby MagUndo睡眠期刊睡不著的人一定要試看看!腦熟睡是什麼?睡眠期刊|SponsoredSponsoredUndoLoans | Search AdsGetting a loan in Hong Kong may be easier than you thinkLoans | Search Ads|SponsoredSponsoredUndoLawyersFavoriteSalma Hayek’s Daughter Is Probably The Most Pretty Woman Ever ExistedLawyersFavorite|SponsoredSponsoredUndoTips and Tricks[Gallery] Teenage pole vaulter’s life is almost ruined after pictures go viralTips and Tricks|SponsoredSponsoredUndoCNAHow is life for Cambodian boy linguist after viral fame?CNA|SponsoredSponsoredUndo ‘ Watch: Naas Botha uncensored (Part 2) Video published on May 28, 2020 KETO你可能不知道你瘦下來有多好看,試試美國KETOKETO|SponsoredSponsoredUndo The ex-Bok flyhalf talks about the 1981 Test series against the All Blacks, his trial with American football team the Dallas Cowboys and how the Springboks could have won the 1987 Rugby World Cup.Also Watch: Naas Botha uncensored (Part 1) ‘ Watch: I wanted to rip Jean’s head off – Jaque FourieSA Rugby MagUndo Post by SA Rugby magazine ‘ ‘ Pest Reject您是否需要找到更好的方法來擺脫害蟲? 就是這樣Pest Reject|SponsoredSponsoredUndoAaron Smith names South African as greatest World Cup scrumhalfSA Rugby MagUndoJapan-based Kiwi player: I hope to never experience this againSA Rugby MagUndoMisterStocksNancy Sinatra Is Almost 80, Try Not To Smile When You See Her NowMisterStocks|SponsoredSponsoredUndolast_img read more

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